A car stereo head unit is a component: the upstream place where sources, user commands, volume, and selected signal processing converge. A car audio system is the complete installed chain, including any factory interfaces, processors, amplifiers, wiring, speakers, enclosures, mounting conditions, and the cabin that shapes what listeners finally hear.
That scope difference explains why the terms should not be used interchangeably. Replacing a receiver can change connectivity and signal outputs without changing speaker capability or door acoustics. Conversely, adding an amplifier or subwoofer can change acoustic output while leaving the original dashboard controls intact. The correct boundary follows responsibility, not visibility.